E-mail Cover Letters

When sending a resume by e-mail, you may use the body of the e-mail message to highlight the key skills, abilities, and accomplishments in your resume, describe how this experience qualifies you for the position, and ask for the interview.

Letters for Staffing Firms, Headhunters, or Recruiters

These letters should include information about the type of organization you want to work for and the type of work you are interested in. Highlight the key skills, abilities, and accomplishments listed in your resume and describe how this experience qualifies you for the type of position you are seeking. This letter could be targeted to a specific type of position, or to any position that uses your specific set of skills and abilities. You would direct this letter to the head of the staffing firm or the individual recruiter with whom you will be working.

Networking Letters

Use this letter to contact people in your network that can provide leads for possible job openings. A networking letter can be sent to people you know, or people to whom you have been referred. Describe the type of job you are looking for and what assistance you hope the person can provide. Highlight the key skills, abilities, and accomplishments listed in your resume and describe how this experience qualifies you for the type of position you are seeking. End the letter by thanking them for their time and effort.

Learn something from Life

If time doesn't wait for you, don't worry! Just remove the damn battery from the clock and Enjoy life!

2. Expecting the world to treat u fairly coz u r a good person is like expecting the lion not to attack u coz u r a vegetarian. Think about it.

3. Beauty isn't measured by outer appearance and what clothes we wear, but what we are inside. So, try going out naked tomorrow and see the admiration!

4. Don't walk as if you rule the world, walk as if you don't care who rules the world! That's called Attitude…! Keep on rocking!

5. Every lady hopes that her daughter will marry a better man than she did and is convinced that her son will never find a wife as good as his father did!!!

6. He was a good man. He never smoked, drank & had no affair. When he died, the insurance company refused the claim. They said, he who never lived, cannot die!

7. A man threw his wife in a pond of Crocodiles?He's now being harassed by the Animal Rights Activists for being cruel to the Crocodiles!

8. So many options for suicide: Poison, sleeping pills, hanging,jumping from a building, lying on train tracks, but we chose Marriage, slow & sure!

9. Only 20 percent boys have brains, rest have girlfriends!

10. All desirable things in life are either illegal, banned, expensive or married to someone else!

11. Laziness is our biggest enemy- Jawaharlal NehruWe should learn to love our enemies- Mahatma Gandhi Ab aap bataaye kiski sune bapu di ya chacha di???

12. When things go wrong, when sadness fills your heart, When tears flows from your eyes always say these words…Eh Ganpat, chal daru la…

13. 10% of road accidents are due to drunken driving.Which makes it a logical statement that 90% of accidents are due to driving without drinking!

Your EMI after current fiasco?

It's interesting article by Yogesh Chhabria.

LATELY, I have been thinking a lot about the Lehman crisis. Spending money that they didn't have and going beyond their means is one of the mainreasons for their situation today. In fact that is the cause for the current economic crisis in the US.When I see all this happening, I can only remember the good old days. Then,karz was bad. People looked down upon those who took loans. Parents wouldnot give their daughter's hand in marriage to a man with loans.But of course, the times have changed now. Everyone I know has a loan. Thebuzz word is EMI (equated monthly installment). Today, you can buyeverything on EMI - a house, a television, an i-Pod. In fact I know of someone who just bought a fancy BMW 3 series on EMI, instead of buying acheaper car outright with cash. I mostly prefer to take public transport,but then I am an old man with old thoughts! Anyway, coming back to what caused the crisis. Imagine having Rs 2 lakh in your bank account, no regular income, yet buying a house worth Rs 65 lakh,in the hope of selling it for a higher price. Even if the price of the house fell by just 5 per cent (that is Rs 3 lakh), you will go bankrupt. This is what Lehman Brothers did; with around USD 20 billion they went and bought assets worth over USD 600 billion. Isn't it suicidal and simply foolish? I am sure things would have been different, had I been the head of Lehman brothers. But who wants an old conservative man like me to head a complexfinancial institution.

But there are a few lessons that we can learn:1. Live a balanced life and avoid overspending.Tip: As soon as you get your monthly salary, set aside a fixed amount, usually 35 per cent, for insurance, savings and investments. You can thenspend the rest.

2. Not all loans are bad. Loans that are 'need based' (home loans, education loans) can always find a place in your finances against thosethat are largely 'want based' (personal loans, car loans).

3. Borrow only if repayment is financially comfortable. A thumb rule: Keep EMIs within 30 per cent of your monthly incomeIn that respect, there is one American who I really respect - Warren Buffet. He has lived in the same ordinary house for over three decades,drives his own medium sized car and leads an extremely regular 'middle class' life. If that's all it takes for the richest person on earth to behappy, why do all of us need to take extra stress just so that we can get things which aren't even essential? India still has a lot of growth ahead and the future holds immense opportunities for us. Let us make the most of it and save and invest itwisely instead of wasting our precious little on things we don't need.